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Aktiv Kapital Debt Collectors are a debt purchasing company and as such they operate on the fringes of the law. Here is how to stop them from making your life a misery. Stop the phone calls and the letters. Use the law to make them shut up or else. You do not have to tolerate anything else from these losers. We will help you take the fight to 1st Credit and give them a taste of their own medicine. If they don't obey the rules they'll be in the dock, not you. Specialist insolvency solicitor supervises our legal team and will help you all the way to get any debts removed from your credit record if they do not comply with the law (7 out of 10 will not). 1st Credit hardly ever keep the correct paperwork and so their so-called debt against you will be unenforceable. Once you send 1st Credit the first letter they must stop contacting you or they are breaking the law.