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When calculating mortgage repayments it's very important to remember that different countries can use different systems to calculate the compound interest. A perfect example of this is the fact that the US and Canada to use different systems in this regard. The compound interest rates on mortgages in the US are calculated on a monthly basis while the compound interest rates on mortgages in Canada are calculated semi annually.
On small personal loans this fact would not make that much of a difference but on the type of sums normally involve the mortgage this can make a significant difference to your monthly repayments and should really be taken into account. Therefore, we've put together a mortgage calculator that will allow you to calculate your mortgage in the Canadian format and also compare that to the US format so you have all of the information before you when it comes to making a decision about what level of repayments would suit you over a longer period of time.
We hope you
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